Residential Loans

Residential Loans

If the owner is obtaining third-party financing for the construction of improvements under a residential construction contract, the lender must deliver to the owner all documentation relating to the closing of the loan not later than one business day before the date of the closing. If a bona fide emergency or another good cause exists and the lender obtains the written consent of the owner, the lender may provide the documentation to the owner or the lender may modify previously provided documentation on the date of closing. The lender must provide to the owner the disclosure statement described by Section 53.255(b). The disclosure statement must be provided to the owner before the date of closing. If a bona fide emergency or another good cause exists and the lender obtains the written consent of the owner, the lender may provide the disclosure statement at the closing. The lender must retain a signed and dated copy of the disclosure statement with the closing documents.

Residential_Notice
Homesteads
Residential Disclosure Statement
Residential Loans
Disclosure of Subcontractors on Residential Projects